Purpose-Built Rental  ·  Ottawa & Eastern Ontario

Thinking about building a purpose-built rental?

Building a small purpose-built rental is now viable in Ottawa — the HST rebate, four-units-as-of-right zoning, and CMHC MLI Select financing have lined up. The scarce part is an experienced office to build it right, open-book. We’ll screen your specific site before you commit.

What the programs do.

On a qualifying new rental of four or more units, the full 13% HST is rebated. Ottawa zoning now permits up to four units as-of-right on a serviced lot. CMHC MLI Select reaches up to 95% of cost with amortization up to 50 years for energy-efficient rentals of five or more units. We coordinate these for you and keep the build open-book. Programs current as of June 2026; confirmed per project.

How open-book works for a rental build.

You hold each trade contract in your own name; we hold none and take no margin. You replace a general contractor’s embedded 12–18% markup with one transparent fee, see every real quote, and get one office coordinating the build and the incentive stack.

Talk it through.

Tell us about your site.

Send your site and what you’re planning, and we’ll come back with the questions worth answering first — no obligation, and no sales call unless you ask for one.

The next step

The two-week feasibility screen.

For a specific site: a comparable-rent study, a QS-benchmarked cost model, a CMHC MLI Select financing pre-screen, and a one-page go/no-go memo. If it doesn’t pencil, that answer costs two weeks instead of two years.

This page is marketing and general information — not investment, legal, tax or lending advice. Program terms change; confirm with CMHC, CRA, Ontario and your own advisors. My Home Builders provides construction-management services.

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