Where our figures come from.
We would rather show our working than ask you to take a number on faith. This brief sets out how we arrive at the figures you see, the programs available to an income project, and the authorities our numbers rest on. Every figure is illustrative and current as of June 2026; the real numbers for your land and design are prepared in a fixed-fee feasibility study.
A transparent fee, in place of an embedded margin.
Under a conventional general contract, one company signs every trade agreement and presents a single price — margin and contingency embedded, the cost of the work unseen. Under our agency model the advantage is four things at once, all visible:
No margin on the trades
A general contractor marks up every sub-trade and material. We do not — the trades' prices reach you intact.
True competition
Each scope is tendered on a defined basis and awarded on a like-for-like comparison.
Change under control
Nothing of consequence proceeds without your written authorisation — where most overruns are avoided.
Yours to keep
Every contract, invoice and warranty — and the tax position from holding them — stays in your name.
What it costs, and what it saves.
Building to an efficient standard — an insulated-concrete envelope and geothermal, designed together — carries a premium over a conventional, code-built house. Published Canadian studies place that premium in the range of roughly 5–12% of construction cost; for a home of this calibre, where premium finishes dominate the base cost, it typically sits at the lower end.
In return, a house of this kind runs markedly more efficiently than a conventional, code-built home — a tight insulated-concrete envelope with ground-source geothermal. At this scale the saving is the quiet dividend; the reason is the house itself — its comfort, air, resilience and the quality of the asset.
Premium ranges reflect Canadian Home Builders' Association and Ontario industry studies; energy figures reflect Ontario household-energy data and are design targets, not guarantees. Actual results vary with design, occupancy and energy prices.
The supports an income project can draw on.
For a purpose-built rental, several federal, provincial and utility programs stack together. We assemble them as one coordinated package.
Purpose-Built Rental Housing HST rebate
On a qualifying rental of four or more units, the full 13% HST is rebated — 100% of the federal 5% and 100% of Ontario's 8% — about $65,000 on a $500,000 unit. Conditions apply, including a long-term-rental requirement and construction-timing windows.
CMHC MLI Select
For energy-efficient rentals of five or more units: financing to as much as 95% of cost and amortization up to 50 years, with premium discounts earned through energy, affordability and accessibility points.
CMHC Apartment Construction Loan Program (ACLP)
Construction financing to as much as 100% of cost, 50-year amortization, fixed rates, with takeout to MLI Select.
Enbridge Savings by Design
For new multi-residential construction in the Ottawa service area: a free integrated-design workshop and energy modelling for projects targeting 25% better than code, with incentives — including toward airtightness testing.
Programs and terms current as of June 2026 and re-verified at engagement. This is general information, not tax or financial advice — please confirm with your own accountant and mortgage advisor.
For a custom residence, the return is in the building.
Most public incentives are aimed at retrofits and at rental housing. For a new private home of this calibre, the value is not a grant — it is a lower, inflation-proof cost of running the house, the comfort and air of a high-performance envelope, resilience when services fail, and an asset built to hold its quality.
The authorities behind the numbers.
Your numbers, on your land.
Everything here is illustrative. In a fixed-fee feasibility study we prepare the real figures for your project — and show you the working.
Begin the conversationIllustrative only — not a quote, and not tax or financial advice. Figures and programs current as of June 2026 and re-verified at engagement.