We would rather show our working than ask you to take a number on faith. This brief sets out how we arrive at the figures you see, the programs available to an income project, and the authorities our numbers rest on. Every figure is illustrative and current as of June 2026; the real numbers for your land and design are prepared in a fixed-fee feasibility study.
Under a conventional general contract, one company signs every trade agreement and presents a single price — margin and contingency embedded, the cost of the work unseen. Under our agency model the advantage is four things at once, all visible:
A general contractor marks up every sub-trade and material. We do not — the trades' prices reach you intact.
Each scope is tendered on a defined basis and awarded on a like-for-like comparison.
Nothing of consequence proceeds without your written authorisation — where most overruns are avoided.
Every contract, invoice and warranty — and the tax position from holding them — stays in your name.
Building to an efficient standard — an insulated-concrete envelope, geothermal and on-site solar designed together — carries a premium over a conventional, code-built house. Published Canadian studies place that premium in the range of roughly 5–12% of construction cost; for a home of this calibre, where premium finishes dominate the base cost, it typically sits at the lower end.
In return, a house of this kind is engineered to draw a small fraction of a conventional home's energy — on the order of up to 80% less — and, with battery storage, to keep its essential systems running through a power cut and a Canadian winter. At this scale the saving is the quiet dividend; the reason is the house itself — its comfort, air, resilience and the quality of the asset.
Premium ranges reflect Canadian Home Builders' Association and Ontario industry studies; energy figures reflect Ontario household-energy data and are design targets, not guarantees. Actual results vary with design, occupancy and energy prices.
For a purpose-built rental, several federal, provincial and utility programs stack together. We assemble them as one coordinated package.
On a qualifying rental of four or more units, the full 13% HST is rebated — 100% of the federal 5% and 100% of Ontario's 8% — about $65,000 on a $500,000 unit. Conditions apply, including a long-term-rental requirement and construction-timing windows.
For energy-efficient rentals of five or more units: financing to as much as 95% of cost and amortization up to 50 years, with premium discounts earned through energy, affordability and accessibility points.
Construction financing to as much as 100% of cost, 50-year amortization, fixed rates, with takeout to MLI Select.
For new multi-residential construction in the Ottawa service area: a free integrated-design workshop and energy modelling for projects targeting 25% better than code, with incentives — including toward airtightness testing.
Programs and terms current as of June 2026 and re-verified at engagement. This is general information, not tax or financial advice — please confirm with your own accountant and mortgage advisor.
Most public incentives are aimed at retrofits and at rental housing. For a new private home of this calibre, the value is not a grant — it is a lower, inflation-proof cost of running the house, the comfort and air of a high-performance envelope, resilience when services fail, and an asset built to hold its quality.
Everything here is illustrative. In a fixed-fee feasibility study we prepare the real figures for your project — and show you the working.
Begin the conversationIllustrative only — not a quote, and not tax or financial advice. Figures and programs current as of June 2026 and re-verified at engagement.
